Documents required for the Sanctioning of Home Loan

 

Getting a home loan is easy and quick. In our endeavor to make the process convenient, we try to keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for home loan.

 

                 Documents                                                   Salaried                       Self Employed Professional                       Self Employed Non Professional

Application form with photograph duly signed         yes                                              yes                                                                                         yes

 

Identity, residence and age proof                                   yes                                              yes                                                                                         yes

 

Last 6 months bank statements                                     yes                                              yes                                                                                         yes

 

Last 3 months Salary-slips                                                 yes                                              no                                                                                          no

 

Processing fee cheque                                                        yes                                              yes                                                                                         yes

 

Form 16 / Income Tax Returns                                        yes                                               no                                                                                           no

 

Proof of business existence                                             no                                                no                                                                                          yes

 

Business profile                                                                    no                                                no                                                                                           yes

 

Education qualification certificate and proof of       yes                                               yes                                                                                          yes

 

business existence        

 

Last 3 years Income Tax Returns with                          no                                               yes                                                                                          yes

 

computation of Income

 

Last 3 years CA Certified / Audited Balance                no                                               yes                                                                                          yes

Sheet and Profit & Loss Account